Part
1: Mini-Medical Indemnity Plan (Simplied Issue)
The Mini-Medical is the foundation of the Plan. It indemnifies you on a
scheduled and specified basis for an amount based on services provided. There is a network
of doctors which allows you the extraordinary savings of negotiated
rates or you can choose any doctor. You can assign the plan payment for
services rendered or have them paid directly to you. The plan covers
office visits, labs & x-rays, hospital stays, surgery, prescription drug
all with a (0) Zero Deductible
Companion Life is a
Blue Cross Blue Shield of South Carolina Company
The Apple-a-Day
Wellness feature is the Ancillary part of the plan. It is comprised of
the Duke University Medical Center online private and personal health
and wellness program, Discount Pharmacy including mail order and
Diabetic supplies, Dental, Vision, and Hearing all with no waiting. It
is included with the Part 1: Mini-Medical or it may be purchased as a
stand alone.
Part 3 : Major Medical Catastrophic Plan
(Simplied Issue)
The Catastrophic Insurance option is
the safety net for the plan. This is for the unexpected catastrophe that
threatens both your health and wealth. Calendar year
deductible options start at $25,000 per person to a maximum of $50,000
(in increments of $5,000). Once the deductible is met all medically
necessary care is covered at 100% up to a lifetime maximum of
$1,000,000.
Major Medical
Insurance covering at 100% after a High Deductible
Part 4 : HMO Clinicial Co-Pay Plan
(Guarenteed Issue with NO Pre-existing Condions)
The Clinical Co-Pay part of the plan
is for anyone with pre-existing conditions. It is a guarantee issue HMO
Clinical Co-Pay health plan that is offered at a fraction of the cost of
traditional HMO's. Most important, it covers you immediately for any
existing health conditions. All services are provided on a HMO Co-pay
basis and its pharmacy option is an excellent way to control the cost of
medications with co-pays.
18 Years of
Operation with over 100 Primary Care Physicians and 200 Specialist
(The
sample rates are based on non-smokers living in Dade County)
Small
Group Plans
include
medical coverage, low limit guaranteed term life and AD&D, and dental.
The major medical plan pays for routine medical expenses. Benefits
include maternity, prescription drug co-payment, and doctor's office
co-payment. (Both
HMO
&
POS
Plans available w/deductibles & co-insurance) -
HMO Prices,
POS Prices,
Aetna Plan Designs
Short
Term Major Medical
provides insurance for people who are between jobs, waiting for group
coverage, for dependents falling off a parent's health plan or just
about any reason. The term of coverage is for six (6) months and is
renewable indefinitely. Coverage is major medical the way insurance used
to be. -
Quote Temporary Health Insurance and enroll online
Individual
Major Medical provide
comprehensive medical insurance
for individuals and families by providing up to $1 million in benefits
for each covered family member. Some additional benefits include
wellness benefits, PPO options, inpatient and outpatient benefits, a
variety of deductible options, and prescription drug cards. (Not
available in all plans and for all ages.)
Allstate AHL Limited Benefit MinimedicalIs for those who are looking for cost
savings and easy enrollment. This is a easy issue program which
simply means ONLY A FEW HEALTH QUESTIONS ASKED. This new alternative
healthcare plan allow you to choose any doctor. The health plan
provides you and your family with basic hospital, medical, and
surgical insurance on a specified and scheduled payment basis. Cash
benefits are paid directly to you. Reimbursements are available on
services such as: office visits, hospital stays, surgical
procedures, wellness care, and more.
Prices AllState Silver, Gold & Platinum
